Personal Secured Loans

Personal Secured Loans can be a smart way to borrow money.

Planning a vacation, a new swimming pool or financing a wedding? Our highly competitive rates and personalized service make PCSB the obvious choice for a personal loan. Rather than draining your savings account or cashing in a CD, a secured loan can be the answer for a variety of financial needs.
 

​Personal Loans

  • We offer secured loans
  • Competitive rates
  • Flexible terms

Secured Loans

Use the funds from your PCSB savings account, certificate of deposit (CD), cash surrender value of life insurance (CSVLI), a recreational vehicle, equipment or other qualifying assets as collateral to borrow instead of withdrawing your money. A secured loan is also an ideal way for many people to establish credit. Flexible repayment terms are available and you can use the money for anything you like.
7 month CD Rate Special
1.90% APY

Loan Comparison Calculator

Disclaimer
Please speak with a PCSB lending representative for specific details and loan term options.
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