Personal Secured Loans

Personal Secured Loans can be a smart way to borrow money.

Planning a vacation, a new swimming pool or financing a wedding? Our highly competitive rates and personalized service makes PCSB Bank the obvious choice for a personal loan. Rather than draining your savings account or cashing in a CD, a secured loan can be the answer for a variety of financial needs.

​Personal Loans

  • We offer secured loans
  • Competitive personal loan rates
  • Flexible terms

Secured Loans

Use the funds from your PCSB savings account, certificate of deposit (CD), cash surrender value of life insurance (CSVLI), a recreational vehicle, equipment or other qualifying assets as collateral to borrow instead of withdrawing your money. A secured loan is also an ideal way for many people to establish credit. Flexible repayment terms are available and you can use the money for anything you like.

Visit one of our branches in Westchester, Putnam, Dutchess or Rockland County or contact us today to learn more about our personal loan offerings.
7 Month CD Rate Special
2.90% APY 

Loan Comparison Calculator

Please speak with a PCSB lending representative for specific details and loan term options.
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