Home Equity Loans & Lines of Credit

​Put the equity in your home to work!

Considering changes around the house? Maybe a new addition, home improvement, or remodeling. Take advantage of the equity in your New York home with either a home equity loan or home equity line of credit (HELOC) from PCSB Bank. We offer a variety of loan payment options and terms from which you can choose, including no closing costs!

​Home Equity Loans & Lines of Credit

Here are a few of the benefits of these types of home loans:
  • Lower your monthly loan payments - Home equity interest rates can be significantly lower than other personal loans you may already have or are considering.
  • Tax Benefits -The interest you pay on home equity loan products may be tax deductible. Please consult your tax advisor.
  • Loan repayment flexibility - You can determine whether to pay a monthly minimum or interest only on your home equity line of credit (HELOC). Just adjust your monthly payment based on your budgetary needs.
View ratescontact us, or visit a conveniently located Lower Hudson Valley, NY branch throughout Westchester, Putnam, Dutchess, and Rockland Counties to get started.
4.75% APY Rate Special
4.75% APY 

Loan Comparison Calculator

Home Mortgages
Calculate your mortgage payment.