Commercial Term Loans

​When your business plan calls for a major expense, a commercial term loan can help you reach your goals.

​A PCSB Bank term loan is the most convenient way to get the financing your business needs to grow in Lower Hudsoan Valley, New York, Connecticut, or New Jersey. We offer Demand Loans, Time Notes and Term Loans for purposes ranging from seasonal and non-seasonal needs to business acquisitions, asset purchases, expansion and succession planning.

​Commercial Term Loan Benefits
  • Simple loan application process
  • Lower interest rates
  • Allows operational cash flow to be used elsewhere
  • Fast approval with local decisions
  • Flexibility
  • Accounting and tax advantages

SBA Loans

Designed to help small business owners get the financing they need.

Learn More about SBA Loans
  • Guaranteed by the Small Business Administration
  • Competitive rates and flexible terms
  • Great options for securing capital 
Learn More about SBA Loans

Equipment Loans

​Get the capital you need to purchase the equipment that's necessary to run or improve your business.

Learn More about Equipment Loans
  • Competitive LTV
  • Fast, local decisions
  • Adds to your net value
  • Preserves your cash flow
  • New equipment can increase revenue
Learn More about Equipment Loans

Construction Loans

Specifically designed to help you cover construction costs and get your business up and running.

Learn More about Construction Loans
  • Interest-only payments
  • Flexible terms
  • Added scrutiny provides structure
Learn More about Construction Loans
Contact us or visit a New York branch conveniently located throughout Westchester, Putnam, Dutchess and Rockland Counties, to get started.
Term Loan
Repay your business loan on a fixed tenure.
SBA Loans
Pay for large business expenses with a helpful small business loan.