Business Lines of Credit

​Business Lines of Credit can give you more financial flexibility to run your business. 

A line of credit is the perfect solution for your short-term capital needs. Once your line is established you can borrow up to your approved credit limit, repay, and borrow again whenever you need it. If you're looking to put the equity you have in your business to work for you, a PCSB Bank business Equity Line of Credit is the perfect solution.


​A business line of credit provides you with more flexibility than a regular business loan:

  • Borrow up to an approved limit
  • Pay interest only on the portion of money that you borrow.
  • You can pay down your line of credit and borrow again as needed, to help manage your business cash flow.
  • So a line of credit is similar to how credit cards work.

Need to manage cash flow? A business line of credit could be the perfect solution for your Lower Hudson Valley, New York, Connecticut, or New Jersey business. Your line can be secured by cash or unencumbered, improved real estate. You decide how to use the money to manage your business finances. Visit us at one of our branches or fill out our contact form to apply for a loan.
Preferred Money Market Rate Special
2.00% APY* 
Simplify your day-to-day business activities with wire transfers, merchant services and more.