Business Checking Accounts

We offer a variety of convenient options for business checking accounts

Manage your company’s day-to-day finances with a business checking account from PCSB Bank located throughout the Lower Hudson Valley. With a wide variety of checking accounts and money management tools to meet your specific needs, PCSB offers the perfect checking account for every business situation.

All Business Checking accounts come with:

A dedicated Mobile App
Remote Deposit
Online Banking
Account Alerts
Unlimited Check Writing

Business Checking

Business Checking is designed for businesses with moderate banking activity and that typically conduct fewer than 300 transactions per month.

No minimum balance
No monthly maintenance fee
No transaction fees for the first 300 debit, credit and deposited items*
Free Business Debit Mastercard®
Monthly Paper Statement Fee waived if enrolled in eStatements**

* First 300 transactions per statement cycle are free, then $0.50 for each transaction thereafter.
**For additional information on our services and fees, please refer to our disclosures of accounts and schedule of fees.

Enhanced Business Checking

Designed for businesses with moderate levels of transactions and the need for additional services.

$10,000 average daily or $25,000 combined balance to avoid monthly maintenance fee
No transaction fees for the first 500 debit, credit and deposited items*
Access to select business services, such as Deposit Xpress, etc
Free Business Debit Mastercard®
Monthly Paper Statement Fee waived if enrolled in eStatements**

* First 500 transactions per statement cycle are free, then $0.45 for each transaction thereafter.
**For additional information on our services and fees, please refer to our disclosures of accounts and schedule of fees.

Commercial Checking

Our Commercial Checking Account is designed for organizations with more complex cash management needs. It is often paired with our other checking accounts and cash management services.

Earnings credit based on average balance maintained
No minimum daily balance requirement
A choice of online banking solutions – Cash Management Online or Business Online & Mobile Banking
Access to a full range of cash management services
Monthly Paper Statement Fee waived if enrolled in eStatements*

*For additional information on our services and fees, please refer to our disclosures of accounts and schedule of fees.

Now Non-Profit Checking Account

Our NOW Non-Profit Checking Account , which earns interest, is designed for non-profit organizations.

No minimum balance
Competitive variable interest rate
Free Business Debit Mastercard®
No fees for the first 500 transactions*

* First 500 transactions per statement cycle are free, then $0.50 for each transaction thereafter. For additional information on our services and fees, please refer to our disclosures of accounts and schedule of fees.

IOLA Checking with Interest

An IOLA Checking account is a secure, interest-bearing account designed for lawyers’ client funds. Attorneys can enjoy a range of benefits that include no monthly maintenance fees and more.

No monthly maintenance fee
No transaction fees
No incoming or outgoing wire transfer fees