SBA Loans

​Start or expand your small business with a loan that's guaranteed by the Small Business Administration.

​PCSB has all of the financial resources you need to maintain and grow your Lower Hudson Valley, New York small business. Whether you need a SBA 504 or SBA 7a loan, PCSB can help!
​All SBA Loans come with:
  • Guaranteed by the Small Business Administration
  • Competitive small business loan rates and flexible terms
  • Great options for securing capital 

​SBA 504 Loans

  • A great option for business owners looking to finance the acquisition and/or improvement of owner occupied real estate and equipment.
  • Can also be used to refinance debt used for these purposes.
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SBA 7(a) Loans

  • A great option if you're looking to secure capital - but don't qualify for traditional financing.
  • SBA 7(a) loans can be used to raise working capital, equipment purchases, real estate acquisition and improvements, business acquisitions, and debt refinance.
  • Featuring low variable rates, extended repayment terms and flexible requirements, this program offers small business owners the perfect opportunity to grow their business.
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Simplify your day-to-day business activities with wire transfers, merchant services and more.
SBA 7(a) Loans
Low variable rates, extended repayment terms and flexible requirements.