Certificates of Deposit

​High yielding CD's can be the perfect savings vehicle for your financial plan.

​A guaranteed rate of return for your hard earned money, with a variety of maturity terms.

​Certificates of Deposit (CD)

  • Certificates of Deposit offer a great way to put some money to work that you won't need to touch over a fixed period of time.

  • The rate of return is guaranteed and will not fluctuate over the term of the CD.

  • CD's are FDIC insured so your money is safe.

  • CD's are available in a variety of maturity terms. Generally, the longer the term of your CD, the higher the rate of return will be on your money.

Certificate of Deposit (CD) Laddering

Laddering is a strategy where you space out the maturity dates on your CDs. By spreading out when the money is available you can protect yourself from being locked into a long-term product if interest rates rise.

Ask your local PCSB Lower Hudson Valley, NY representative to help you decide if CD Laddering might work for your financial situation. 

Contact us or visit one of our conveniently located branches throughout Westchester, Putnam, Dutchess and Rockland Counties to open an account.

4.75% APY Rate Special
4.75% APY 
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