Debit Cards

Debit cards offer an alternative to making purchases with credit cards.

​Make a purchase with any merchant that accepts MasterCard, in person or online, and the funds are automatically withdrawn from your PCSB checking account. Your PCSB debit card gives you access to your checking account at any ATM in New York and beyond.

​Debit cards can be used in two ways:

  1. Like an ATM card for immediate withdrawals of cash
  2. Like a check when making a purchase. The money used to pay for the transaction is deducted from your personal bank account.

Debit Card Advantages

  • Easy to obtain - Once you open an account, PCSB will issue you a debit card upon request.
  • Convenience - Purchases can be made using a chip-enabled terminal or by swiping the card rather than filling out a paper check.
  • Safety - You don't have to carry cash or a checkbook.
  • Readily accepted - When out of town, debit cards are widely accepted, just like credit cards.
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