Privacy Policy

​FACTS

WHAT DOES PCSB BANK DO WITH YOUR PERSONAL INFORMATION?


​Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Income
  • Account Balances and Payment History
  • Credit History and Credit Score


How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons PCSB Bank chooses to share; and whether you can limit this sharing.
 

Reasons we can share your personal information


For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does PCSB Bank share? YES

Can you limit this sharing? NO

For our marketing purposes—
to offer our products and services to you

Does PCSB Bank share? NO

Can you limit this sharing? N/A

For joint marketing with other financial companies

Does PCSB Bank share? NO

Can you limit this sharing? N/A

For our affiliates' everyday business purposes—
information about your transactions and experiences

Does PCSB Bank share? NO

Can you limit this sharing? N/A

For our affiliates' everyday business purposes—
information about your creditworthiness

Does PCSB Bank share? NO

Can you limit this sharing? N/A

For our affiliates to market to you

Does PCSB Bank share? NO

Can you limit this sharing? N/A

For non-affiliates to market to you

Does PCSB Bank share? NO

Can you limit this sharing? N/A

To Limit Our Sharing

Visit us online: www.pcsb.com for a list of branch locations to speak to a PCSB Bank customer service representative.

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call your local PCSB Branch or go to www.pcsb.com
 

Who We Are

Who is providing this notice?

PCSB Bank


What we do

How does PCSB Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does PCSB Bank collect my personal information?

We collect your personal information, for example, when you:
  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your ATM or debit card
  • We may also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account—unless you tell us otherwise.

 

Definitions

Affiliates - Companies related by common ownership or control. They can be financial and nonfinancial companies:

None

Non Affiliates - Companies not related by common ownership or control. They can be financial and nonfinancial companies:

None

Joint marketing - A formal agreement between nonaffiliated financial companies that together market financial products or services to you:

None

Other important information

State Law Information - N/A
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