SBA Loans

​Start or expand your small business with a loan that's guaranteed by the Small Business Administration.

​PCSB Bank has all of the financial resources you need to maintain and grow your Lower Hudson Valley, New York, Connecticut, or New Jersey small business. Whether you need an SBA 504 or SBA 7a loan, PCSB can help!
​All SBA Loans come with:
  • Guaranteed by the Small Business Administration
  • Competitive small business loan interest rates and flexible terms
  • Great options for securing business capital 

​SBA 504 Loans

  • A great option for business owners looking to finance the acquisition and/or improvement of owner occupied real estate and equipment.
  • Can also be used to refinance debt used for these purposes.
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SBA 7(a) Loans

  • A great loan option if you're looking to secure capital - but don't qualify for traditional business financing.
  • SBA 7(a) loans can be used to raise working capital, equipment purchases, real estate acquisition and improvements, business acquisitions, and debt refinance.
  • Featuring low variable interest rates, extended repayment terms and flexible requirements, this program offers small business owners the perfect opportunity to grow their business.
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Contact us or visit one of our conveniently located branches throughout Westchester, Putnam, Dutchess and Rockland Counties to apply for an SBA loan.
CASH MANAGEMENT SERVICES
Simplify your day-to-day business activities with wire transfers, merchant services and more.