Putnam County Savings Bank

Welcome to Putnam County Savings Bank.

A part of your community since 1871.

When it comes to something as personal as your banking, you want to work with people you know and trust. At Putnam County Savings Bank, our staff has lived and worked in the Hudson Valley for years. We are your friends, your neighbors, and your business partners. This gives us a unique perspective and ability to serve your banking needs.

Personal service. Expert advice.

Putnam County Savings Bank puts a premium on personal service. In fact, what distinguishes PCSB from other banks is our commitment to caring – to offering truly personal service and expert financial advice. Add-in a comprehensive array of banking programs, and you’ll see what makes us a trusted and valued financial resource to our personal and business customers. Also, our size and structure allow us to be more flexible and responsive, giving our customers more options and a higher level of satisfaction.

Enjoy 24-Hour Banking Convenience.

30 Year Fixed-Rate Mortgage

4.002% APR*

With a Monthly Payment Factor of

$4.77 per $1,000 

Ask a representative for details and about other terms and rates.

*Annual Percentage Rate (APR) is in effect as of today. The APR shown is for the fixed-rate term mortgage noted above with 80% LTV or 20% down for a 1-4 family owner-occupied home. Loans available on 1-4 family owner-occupied homes, co-ops and condos. Rates and terms are subject to change. Other restrictions may apply.

Notice of Changes In Temporary FDIC Insurance Coverage..... Click here for details