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Privacy Policy

FACTS

WHAT DOES PCSB BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Income
  • Account Balances and Payment History
  • Credit History and Credit Score

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons PCSB Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does PCSB Bank share?

Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES

NO

For our marketing purposes—
to offer our products and services to you

YES

NO

For joint marketing with other financial companies

No

We don't share

For our affiliates' everyday business purposes—
information about your transactions and experiences

YES

NO

For our affiliates' everyday business purposes—
information about your creditworthiness

NO

We don't share

For our affiliates to market to you

NO

We don't share

For nonaffiliates to market to you

NO

We don't share

To Limit Our Sharing

Please note:
PCSB does not share non-public personal financial information about our customers to anyone except as permitted by law, such as to process transactions you request or in response to court orders and legal investigations. Therefore, there is nothing to limit.

Questions?

Call (914) 248-7272

 

Who We Are

 

Who is providing this notice?

PCSB Bank, PCSB Commercial Bank, PCSB Funding Corp., PCSB Realty Corp.

What we do

 

How does PCSB Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does PCSB Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account
  • Deposit money
  • Pay your bills
  • Apply for a loan
  • Make deposits or withdrawals from your account.

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

 

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies:

  • Our affiliates include companies with a common corporate identity of PCSB Bank’s name, such as PCSB Commercial Bank, PCSB Funding Corp., and PCSB Realty Corp.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies:

  • Non-Affiliates we share with can include companies that provide services necessary to effect, administer, or enforce a transaction that you request or authorize; Credit bureaus; law enforcement officers, government agencies and courts; and marketing firms.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you:

  • We do not have any marketing partners.

Other important information

 State Law Information - N/A